Understanding Judgment Enforcement

Winning a court judgment is only half the battle — collecting on it requires a systematic enforcement strategy. Many judgment creditors discover that their debtor has moved, changed jobs, or hidden assets, making collection challenging without professional help.

The key enforcement mechanisms include wage garnishment, bank account levies, property liens, and in some cases, asset seizure. Each requires specific information about the debtor that skip tracing and asset searches provide.

Wage Garnishment Process

Wage garnishment requires current employer information, which our employment search provides. Once you have the employer's name and address, you can file a Writ of Garnishment with the court, directing the employer to withhold a portion of the debtor's wages.

Federal law limits garnishment to 25% of disposable earnings. This creates a steady, reliable stream of payments until the judgment is satisfied.

Bank Levies & Asset Seizure

A bank levy allows you to seize funds directly from the debtor's bank accounts. Our bank account search identifies which financial institutions hold the debtor's accounts, giving you the information needed to file levy paperwork.

Property liens attach to real estate owned by the debtor, preventing them from selling or refinancing without satisfying your judgment. Our asset search reveals all real property holdings.