Targeted vs Comprehensive
A bank account search specifically identifies financial institutions where the subject holds accounts. A full asset search covers bank accounts PLUS real property, vehicles, business interests, judgments, and liens.
The choice depends on your specific enforcement strategy and what information you already have.
When Bank Account Search Is Enough
If you already know the debtor's property and vehicle situation, and you specifically need bank information for a levy, a targeted bank account search is more cost-effective.
Bank account searches are also useful when you've already filed property liens and need to identify liquid assets for immediate seizure.
When You Need the Full Picture
For initial judgment enforcement strategy, divorce asset discovery, or pre-litigation assessment, the full asset search provides the comprehensive view needed to make informed decisions about which enforcement mechanisms to pursue.
| Feature | Bank Account Search | Full Asset Search |
|---|---|---|
| Bank Accounts | ✓ Detailed | ✓ Included |
| Real Property | ✗ Not included | ✓ Included |
| Vehicles | ✗ Not included | ✓ Included |
| Business Interests | ✗ Not included | ✓ UCC & corporate |
| Best For | Bank levy execution | Complete enforcement strategy |
| Price | Lower | Higher — more comprehensive |